Return-to-work programs (sometimes referred to as "light duty" or "modified duty") allow an injured worker to return to work with their employer while complying with a doctor’s work restrictions. An effective return-to-work (RTW) program can reduce the overall cost of claims due to extended disability, additional medical treatment, and/or legal expenses.
In a past Longshore Insider article, we provided guidelines for developing and implementing a successful RTW program and why it is a win-win situation. If that wasn’t enough to convince you, here are 10 more benefits of implementing a successful RTW program.
3. Reduces the indirect cost of injuries. The hidden uninsured cost of injuries generally exceeds the insured costs. Employers can reduce the hidden cost of injuries by decreasing injury frequency and severity and demonstrating a strong return-to-work effort. Here are some of the more common indirect costs:
- Accident investigations
- Time spent submitting injury information to a claims adjuster
- Hiring and/or training a back-up employee
- Overtime needed to meet production schedules
- Decreased output of an injured worker upon return from total disability
- Building, tool, or equipment damage
- Product or material damage