--- title: "Safety Focus: Motor Vehicle Safety" description: Most vehicle incidents are caused by drivers not paying attention or by hazardous road conditions. image: https://blog.amequity.com/hubfs/Imported_Blog_Media/49-Jun-17-2022-07-18-22-60-PM.jpg --- - [Report a Claim](https://www.amequity.com/report-a-claim) - [Member Login](https://www.amequity.com/log-in) [![Amequity](https://blog.amequity.com/hs-fs/hubfs/raw_assets/public/Amequity_Feb2022/images/AEU-full-logo-color.png?width=252&height=81&name=AEU-full-logo-color.png "Amequity")](https://www.amequity.com/) - [Coverage](https://www.amequity.com/coverage) - Resources - [Safety Resources](https://www.amequity.com/resources/safety-resources) - [Claims Resources](https://www.amequity.com/resources/claims-resources) - [Medical Management Resources](https://www.amequity.com/resources/medical-management-resources) - [Leadership Training](https://www.amequity.com/resources/leadership-training) - [Advisory Services](https://www.amequity.com/resources/advisory-services) - [Events](https://www.amequity.com/events) - [Blog & Podcast](https://blog.amequity.com/) - [Join Our Mailing List](https://www.amequity.com/join-our-mailing-list) - Who We Are - [About AEU](https://www.amequity.com/who-we-are/about-aeu) - [Newsroom](https://www.amequity.com/who-we-are/newsroom) - [Leadership](https://www.amequity.com/who-we-are/leadership) - [Careers](https://www.amequity.com/who-we-are/careers) - [Contact](https://www.amequity.com/contact) Longshore Insider All other pages Dec 01, 2021 # Safety Focus: Motor Vehicle Safety ![Safety Focus: Motor Vehicle Safety](https://blog.amequity.com/hubfs/Imported_Blog_Media/49-Jun-17-2022-07-18-22-60-PM.jpg)  Between 2017 and 2019, there were 173 ALMA claims in maritime operations involving motor vehicle incidents. During this same time period, motor vehicle incidents have cost ALMA members more than $4.5 million dollars of incurred cost with the average cost of a claim at $26,300. The injuries resulting from vehicle incidents are not only costly but long-lasting and debilitating. Most of the vehicle incidents were caused by drivers not paying attention or by hazardous road conditions. The majority of these incidents didn’t take place on highways, but rather inside facilities involving golf carts, all-terrain vehicles, yard-use-only vehicles, utility tractor rigs, shuttle vehicles, and recreational vehicles. These vehicles are often carrying multiple passengers, thus magnifying the number of employees injured in a single event.     ### Motor Vehicle Safety: What are the Exposures? All vehicle incidents that occur inside of a maritime operation fall under the U.S. Longshore and Harbor Workers' Compensation Act (USL&H). By following some simple recommendations, you can prevent exposure to injuries -- not only to yourself but others around you. This exposure also includes the high cost of vehicle repair or replacement. The safe operations of motor vehicles save lives and money.       ### 10 Ways to Minimize Crash Risk - Gain senior management commitment and involve employees - Have written policies and procedures (e.g., alcohol and drug use policy, seat belt use policy) - Establish agreements with employees who drive for work purposes - Check driving records of employees who drive at your facility - Establish and enforce a crash reporting and investigation process - Select, properly maintain and routinely inspect company vehicles - Develop of strategy to determine the course of action after crashes - Implement a driver reward/incentive program to encourage safe driving - Provide continuous driver safety training and communication - Ensure adherence to highway safety regulations *Source: NETS Traffic Safety Primer. More resources are available on the [NETS website.](https://trafficsafety.org/road-safety-resources/) *   ### Exclusive for ALMA Members: Motor Vehicle Safety Resource Site As part of our monthly Safety Focus initiative, the ALMA member resource website has a [page providing safety resources for preventing motor vehicle-related incidents](https://amequity.com/member-access/safety-focus/motor-vehicle-safety?utm_campaign=safety-focus&utm_medium=blog-post&utm_source=website&utm_content=member-resource-laceration-injuries). Resources include: - Toolbox talks - Safety bulletins - OSHA guidance - Sample company vehicle safety policy - Safety practices for forklifts, golf carts, semi-tractors and top-side handlers - On-demand webcast on traffic safety in marine terminals ALMA members may access that page [by clicking here](https://amequity.com/member-access/safety-focus/motor-vehicle-safety?utm_campaign=safety-focus&utm_medium=blog-post&utm_source=website&utm_content=member-resource-laceration-injuries) (login required). If you have not yet registered for access,  [click here to do so](http://amequity.com/register).     [![Need Longshore Coverage? 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As an industry leader in U.S. Longshore and Harbor Workers’ Compensation (USL&H), AEU also provides state act workers’ compensation, Maritime Employers’ Liability (MEL), marine general liability, and automobile liability for waterfront employers. AEU provides services such as claims handling, loss control, and underwriting, as well as longshore consulting and leadership training to help businesses protect their people and manage risk with confidence. ## Related Topics [Safety Focus Campaign](https://blog.amequity.com/longshore-insider/article/tag/safety-focus-campaign), [Safety](https://blog.amequity.com/longshore-insider/article/tag/safety) ## More Resources Jul 30, 2026 #### [Heat Stress: Why “I’m Fine” Could Be a Warning Sign](https://blog.amequity.com/longshore-insider/article/heat-stress-why-im-fine-could-be-a-warning-sign) May 4, 2026 #### [Spring Cleaning for Maritime Operations: Housekeeping Practices That Support Safety](https://blog.amequity.com/longshore-insider/article/spring-cleaning-for-maritime-operations-housekeeping-practices-that-support-safety) Jan 30, 2026 #### [Longshore Insider Podcast | Promoting Safety with Incentive Programs](https://blog.amequity.com/longshore-insider/article/longshore-insider-podcast-promoting-safety-with-incentive-programs) Jul 25, 2025 #### [Safety Is Everyone's Job](https://blog.amequity.com/longshore-insider/article/safety-is-everyones-job) Mar 20, 2025 #### [Motivating a Multigenerational Workforce](https://blog.amequity.com/longshore-insider/article/motivating-a-multigenerational-workforce) ## Legal Disclaimer Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language. 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